Bank Holidays in October 2025: The month of October attracts the hearts of Indians as it is one of the most culturally vibrant economically active months of the year. With lots of festivals, this month also comes with lots of holidays.
With such great importance of the month, knowing when banks will remain closed becomes more crucial. From small business owners to salaried employees, homemakers, entrepreneurs- all need to plan and manage their finances, transactions and cash withdrawals.
Here’s the RBI aligned detailed date-wise list of bank holidays in October 2025.
Bank Holidays October 2025: Overview
According to the Reserve Bank of India holiday calendar, there are a total of 15 bank holidays in the month of October 2025 exceeding Sundays and second & fourth Saturdays.
Regular Weekly and Saturdays Closures
In addition to the festival or public holidays listed in the table, banks will also be closed on Sundays and 2nd and 4th Saturdays falling on:
- Sundays- October 5, 12, 19 and 26
- Second Saturday- October 11
- Fourth Saturday- October 25
Festival and Regional Holidays: October 2025
Here’s a detailed region wise bank holidays in the month of October 2025 (excluding Sundays and 2nd & 4th Saturdays:
| Date | Day | Holiday Description | States/ Regions specified |
| Oct 01, 2025 | Wednesday | Navaratri Ends/Maha Navami/Dussehra/Ayudhapooja, Vijayadasami/Durga Puja (Dasain) | Several states including Tripura, Sikkim, Karnataka, Tamil Nadu, Odisha, West Bengal, Assam, Kerala, Uttar Pradesh, etc. |
| Oct 02,2025 | Thursday | Mahatma Gandhi Jayanti/Dasara/Vijaya Dashami/Dussehra/Durga Puja (Dasain)/Janmotsav of Sri Sri Sankardeva | National holiday across all states and UTs. |
| Oct 03,2025 | Friday | Durga Puja (Dasain) | Gangtok (as a part of extended Durga Puja celebrations) |
| Oct 04,2025 | Saturday | Durga Puja (Dasain) | Gangtok (as a part of extended Durga Puja celebrations) |
| Oct 06,2025 | Monday | Lakshmi Puja | Agartala and Kolkata |
| Oct 07,2025 | Tuesday | Maharshi Valmiki Jayanti/Kumar Purnima | Bengaluru, Chandigarh, Bhubaneswar and Shimla |
| Oct 10,2025 | Friday | Karva Chauth | Shimla |
| Oct 18,2025 | Saturday | Kati Bihu | Guwahati |
| Oct 20,2025 | Monday | Diwali (Deepavali)/Naraka Chaturdashi/Kali Puja | Many states across India |
| Oct 21,2025 | Tuesday | Diwali Amavasya (Laxmi Pujan)/Deepawali/Govardhan Pooja | Many states across India due to the main Diwali festival period. |
| Oct 22,2025 | Wednesday | Diwali (Bali Pratipada)/Vikram Samvant New Year Day/Govardhan Pooja/Balipadyami, Laxmi Puja (Deepawali) | Many states across India due to the main Diwali festival period. |
| Oct 23,2025 | Thursday | Bhai Bij/Bhaidooj/Chitragupt Jayanti/Laxmi Puja (Deepawali)/Bhratridwitiya/Ningol Chakkouba | Many states across India due to the main Diwali festival period. |
| Oct 27,2025 | Monday | Chath Puja (Evening Puja) | Kolkata, Patna and Ranchi |
| Oct 28,2025 | Tuesday | Chath Puja (Morning Puja) | Patna and Ranchi |
| Oct 31,2025 | Friday | Sardar Vallabhbhai Patel’s Birthday | Ahmedabad |
Why Do Bank Holidays Matter?
Reasons why one should be aware of the bank holidays are as follows:
- Service Disruption: Since, physical bank branches are closed, in-person services like depositing/ withdrawing/ transferring cash is not possible.
- Clearing and Settlement Delays: Cheques, NEFT/RTGS/IMPS transfers may face delays depending on the working of clearing houses.
- Planning Essential Transactions: Especially in the month with so many festivals, one needs to plan early on their finances to avoid future uncertainties.
- Digital Services: However, ATMs, online banking and mobile banking even on the bank holidays.
Also Read: Full List of Bank Holidays in September 2025 (Regional)
Tips to Plan Your Finances in October 2025
Here are some tips to economically managing and planning the finances to minimize inconvenience:
- Check your region/ state specific holiday calendar.
- Schedule auto payments before or after holidays to avoid failure or delays.
- Use digital banking wherever possible.
- Verify with your nearby branch in case of any urgencies.
October 2025 is a month having a large number of bank holidays due to regional and national festivals. To avoid last minute hassles, it is advisable to check your local bank calendars, plan the significant financial operations and schedule visits accordingly.
